Goodbye 2016 and Hello 2017

I thought of just writing some thoughts down before the year 2016 comes to an end. This year has been a year of breakthrough with my new job starting on 3rd January next year. It will be a total change in industry and job scope which I'm both excited and worried about.

For this year, I had 2 overseas trips, one to Taiwan with my girlfriend and her family and another one in Hong Kong with my girlfriend also but with my family. In terms of health, I've been exercising more, going to the gym at least once a week but however, I've also been falling sick more. Even right now while writing this, I'm still having a very bad sore throat and flu.

I've been working very hard this year, sometimes late till the night and on weekends too. It seems like work doesn't end for me and endless of emails to reply and tasks to do. Nevertheless, I had the rewards of working harder and manage to save more even though expenses doubled again this year.

For investments, I've accumulated more companies such as Telcos like Singtel, banks like DBS, REITs like Capitaland Mall Trust, Frasers Centrepoint trust, CDL Hospitality Trust all which have been beaten down to attractive valuations. I'm looking forward to accumulating more in 2017 when the market starts in the new year. 2016 has been a relatively good investing year with my XIRR at 9.78%, an improvement from the 6.10% in 2015. Dividends collected this year was around $2000+.

I will be writing another post on my review of my financial goals in 2016 in detailed and also my goals for 2017. Stay tune for the next post in 2017. The new year will be full of great plans and reaching the next milestone of my life. It is stressful but I am prepared to face it positively. Life will definitely be better.

Here's wishing all readers a wonderful Happy New Year in 2017! Let's bid 2016 goodbye and start the new year afresh.